Attorney Coretta Anthony-Smith’s journey is one of transformation and advocacy. With a background representing insurance companies, she now stands as a champion for insured individuals across Florida. Her transition from defending insurance companies to fighting for the rights of homeowners and auto insureds has been fueled by a deep understanding of the tactics used by insurers to deny and delay claims. 

Homeowners and auto insureds stand to benefit significantly from Coretta’s unique perspective and experience. Having spent years on the other side of the fence, she brings a strategic advantage to her clients, knowing how to navigate the complexities of insurance claims and ensuring that her clients receive the compensation they rightfully deserve. 

Have you had an insurance claim denied, especially for storm damage? 

Did you receive a rescission letter from your insurance company, accusing you of misrepresenting your auto policy? 

Have you been offered a low settlement for your insurance claim and wonder if you could receive more? 

Do you feel your insurance company is acting in bad faith by denying or delaying your claim? 

Coretta can HELP! Call now to receive a free consultation 321-900-HELP (321-900-4357). We don’t charge unless you win and the insurance company pays!  

Insurance Companies’ Bad Faith Tactics to Pay You Less or Cancel Your Policy 

Insurance companies are formidable entities with vast resources and teams of lawyers dedicated to minimizing payouts on claims. Understanding their tactics and strategies is crucial for insured individuals seeking fair compensation. 

Insurance companies have lots of money and lawyers. They try to pay as little as possible when you make a claim. It’s important to know how they work if you want to get a fair payout. 

They often delay things to make you give up or accept less money. They also use complicated legal talk to confuse you. This can make it hard for you to stand up for yourself. Having a lawyer who knows about insurance claims can help a lot. They understand how insurance companies work. They can help you get the most money possible, even if your claim was denied before. 

In Florida, where there are often natural disasters, having a lawyer for your insurance claim can be very helpful. If you think your insurance company is treating you unfairly, it’s a good idea to talk to a lawyer. They can make sure you’re treated right and get the money you deserve. 

Maximizing Your Claim: The Anthony-Smith Approach 

Fighting insurance companies can lead to substantial settlements, sometimes reaching six figures, even for claims that were previously denied or undervalued. While specific outcomes vary, these successes are not uncommon when clients have strong legal representation. 

Unlike some other providers of bad faith legal services who charge retainers and hourly fees, our approach is different. We believe in putting people first. That’s why we don’t charge any fees unless we win your case and insurers are ordered to pay legal fees. This means that clients who might not be able to afford representation upfront are not asked to pay out of pocket. We act on behalf of our clients, ensuring that they receive the compensation they deserve. 

Types of Cases Handled 

Bad Faith Insurance Claims: When an insurance company acts unfairly or fails to uphold its obligations to its policyholders, it’s known as acting in bad faith. Anthony-Smith Law provides legal representation to clients who are facing policy cancellations or claim denials due to bad faith practices. We offer free consultations to assess the details of the case and determine the best course of action to fight for the rights of the insured individual. 

• Property Damage Cases: We specialize in handling a wide range of property damage cases, including but not limited to: 
• Storm Damage: Damage caused by severe weather events such as thunderstorms, hurricanes, tornadoes, and hailstorms. 

• Water Damage: Damage caused by leaking or burst pipes, overflowing toilets or sinks, or natural disasters like floods. 

• Fire Damage: Damage caused by fires, whether from accidents, electrical faults, or arson. 

• Roof Damage: Damage to the roof of a property, often caused by storms, fallen trees, or wear and tear. 

• Flood Damage: Damage caused by flooding, either from natural disasters or plumbing issues. 

• Mold Damage: Damage caused by mold growth due to water damage or poor ventilation. 

• Wind Damage: Damage caused by strong winds, which can include roof damage, broken windows, and structural damage. 

• Plumbing Leaks Damage: Damage caused by leaking pipes, which can lead to water damage and mold growth. 

• Theft Damage: Damage caused by theft or vandalism to a property. 

• Commercial Property Damage: Damage to commercial properties, including office buildings, warehouses, and retail stores. 

• Residential Property Damage: Damage to residential properties, including single-family homes, apartments, and condominiums. 

Our expertise in these areas allows us to advocate effectively for our clients, ensuring that they receive fair compensation for their losses and that their rights are protected throughout the claims process. 

Call for HELP today – 321-900-HELP (321-900-4357) 

The Step-by-Step Process of Handling Insurance Claims

At Anthony-Smith Law, we strive to provide our clients with a clear and transparent process, ensuring they are fully informed and supported every step of the way. Here’s what you can expect when working with us: 

Initial Consultation: 

• You will meet with one of our attorneys for a free consultation to discuss your case. 

• We will review the details of your situation, answer any questions you may have, and explain your legal rights and options. 

Case Evaluation:

• If we decide to take on your case, we will conduct a thorough evaluation to gather all relevant information and evidence. 

• This may involve reviewing your insurance policy, assessing the damages, and gathering any necessary documentation. 

Strategy Development:

• Based on our evaluation, we will develop a strategy tailored to your specific case and goals. 

• We will keep you informed of our progress and involve you in key decisions throughout the process.

Negotiation and Settlement:

• We will negotiate with the insurance company on your behalf to seek a fair settlement. 

• Our goal is to maximize your claim and secure the compensation you deserve for your losses.

Litigation (if necessary):

• If a fair settlement cannot be reached through negotiation, we are prepared to take your case to court. 

• We will represent you in litigation, advocating for your rights and seeking a favorable outcome. 

Throughout the process, we prioritize communication and transparency. We will keep you updated on the progress of your case and promptly address any concerns you may have. Our goal is to provide you with personalized attention and support, ensuring you feel confident and informed at every stage. 

Importantly, you will not pay out of pocket for our services if we take your case. We operate on a contingency fee basis, which means we only get paid if we win your case, and our fees are paid by the insurance company as ordered by the court. This ensures that our services are accessible to all, regardless of financial circumstances. 

How to Get Started 

To schedule a free consultation with Anthony-Smith Law, you can contact us at 321-900-HELP or email us at aslcanhelp@gmail.com. Our team will assist you in setting up a meeting with one of our experienced attorneys, such as Coretta Anthony-Smith, to discuss your case and explore your legal options. 

Before your initial meeting, it can be helpful to gather certain documents and information related to your case. While the specifics may vary depending on your situation, here are some common items to prepare: 

• Insurance Policy: Bring a copy of your insurance policy, including any correspondence or documents from your insurance company regarding your claim. 

• Documentation of Damages: Provide any documentation or photographs that show the extent of the damage you have suffered, such as property damage assessments, repair estimates, or medical bills. 

• Correspondence with Insurance Company: Bring any letters, emails, or other communications you have received from your insurance company regarding your claim. 

• Witness Information: If there were any witnesses to the event that led to your claim, provide their contact information. 

• Personal Information: Be prepared to provide basic personal information, such as your name, address, and contact information. 

During your consultation, our attorney will review the details of your case, assess its strengths, and discuss the legal options available to you. We will also answer any questions you may have and provide guidance on the best course of action to achieve a favorable outcome. 

At Anthony-Smith Law, we are committed to providing personalized attention and effective legal representation to each of our clients. Contact us today to schedule your free consultation and take the first step towards securing the compensation you deserve.