Area of Practice

Homeowners Insurance Claims Disputes

Do you regard insurance companies as a “necessary evil?” Has your house been damaged as a result of a hurricane or other severe weather for which you believed you were insured? Do you ever feel like you’ve struck a wall while talking with your insurance company? Have you had your claim dismissed or been offered a low settlement amount? 

If you try to bargain with your insurance carrier without the advice of a professional and experienced homeowners insurance attorney or law firm, you are in an area beyond your skill set. Many insurance firms hire a staff of professional lawyers whose goal is to save the insurance company money. You and the insurance company’s interests are at odds—you want maximum compensation, while your insurer wants minimum. YOU are our priority at Anthony-Smith Law. Make an appointment with one of our knowledgeable lawyers for a free introductory consultation. Allow us to defend your rights and recompense.

Coverage difficulties can be complex. If you believe your insurance provider is not treating you and your claim fairly, you can have grounds to sue. Make certain that you perform the following during the course of your claim:

Take careful notes throughout talks with insurance, repair, government, and other specialists. Get the representatives’ names and titles, and make a note of the dialogue.

Before any cleaning or repair work is done, take pictures of the damage. Take images of the fixes as well. Your case can benefit from any form of documentation.

After you employ an attorney, avoid communicating with the insurance company directly. You don’t want to say or do anything that might damage your lawsuit. Please direct all of the communication through your attorney.

Concentrate on drying/cleaning, preventing future damage, and having all damage assessed, measured, and quantified by trained, recognized, and independent professionals.

Flood insurance plans are not the same as house insurance policies.

Give your house and/or flood insurer an opportunity to do the right thing, but be prepared to speak up for yourself and seek assistance if you are not treated fairly—hire a home insurance attorney.

If a house or flood insurance adjuster tells you that your damage isn’t covered, but you believe it should be, seek an independent professional assessment before giving up on getting any or all of your claim settled.

For a free introductory consultation with a homeowners insurance attorney, contact Anthony-Smith Law. Allow one of our knowledgeable, well-trained attorneys to analyze your home’s insurance policy and fight for the respect and reimbursement you deserve.

For Further Reading:

United Policyholders: “Hiring an Attorney for an Insurance Claim”

FreeAdvice: “When to Hire a Home Insurance Lawyer to File a Lawsuit”


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