Car Accidents

There are approximately 72 auto accidents a day in Orlando, Florida. That is more than 26,000 per year, according to Florida’s Highway Safety and Motor Vehicles department, which records and reports on every car accident occurring in the state. More than 12,000 of those crashes result in injuries, and more than 160 of those injuries result in death. These alarming statistics highlight the importance of local car accident lawyers, especially in the no-fault state of Florida.  

Florida is a complicated state for auto insurance given that it is a no-fault state. What this means is that both parties in an auto accident file claims to their individual insurances, irrespective of who is at-fault. This means someone can seriously damage your car and/or injure you, but you will take on the burden of cost. It is not fair, and that is why it is important to have a qualified expert working for you to ensure you receive the maximum insurance benefit, and to investigate if the at-fault driver is carrying optional bodily injury insurance.  

Accidents, whether severe or minor, can be frightening, distressing, and life-altering. There is significant paperwork that must be filled out, including accident reports, insurance forms, medical bill payment forms, and, if necessary, workers’ compensation forms. A legal expert in the form of a personal injury attorney is your best ally to ensure that everything is done correctly, as well as to ensure that you receive the maximum benefit for your injuries. If you have been injured in an auto accident in Orlando, FL, we encourage you to call us now at 321-900-HELP (321-900-4357).  

What to Do at the Scene of a Car Accident in Orlando, FL 

Orlando is a busy high-traffic metropolis. If you are in an auto accident, the first step is to check for injuries and safety. If medical attention is needed, call 911 immediately. If possible, pull the vehicle over to the side of the road.  

Next, you will want to contact law enforcement and begin documenting the scene. It is mandatory to report accidents that result in injury, death, or property damage exceeding $500. Take photographs of the other driver’s license plate, as well as the damage to both vehicles. Ask the other driver to exchange insurance information with you. Florida is a no-fault state; however, many drivers carry optional bodily injury and property damage insurance that may cover your losses if they are at-fault. Also collect the other party’s name, phone number, address, and driver’s license numbers. 

Take care and proceed with caution. It is important to say as little as possible about the accident itself. Do not admit fault or make statements that can be interpreted as an admission of liability. Stick to factual information when speaking to other parties, law enforcement, or insurance representatives. Although insurance companies will be eager to settle the matter quickly and without financial liability on their part, you will be best served by asking a lawyer to handle insurance claims.  

Key Considerations When Hiring an Attorney for Car Accidents in Orlando 

Depending on the circumstances of the accident and the extent of your injuries, it is advisable to consult with a qualified local car accident attorney. An attorney can help protect your rights, negotiate with insurance companies, and pursue compensation for damages such as medical expenses, lost wages, and pain and suffering.  

Here are the key things to consider when hiring a personal injury attorney: 

  • Experience and expertise – you need an attorney with experience handling car accident cases in Orlando. Our firm has a record of accomplishment in handling personal injury auto accident cases, and we achieve favorable outcomes for our clients whenever possible.  
  • Reputation and reviews – Read online reviews, testimonials, and client feedback to gauge their reputation and the level of satisfaction among past clients.  
  • Communication and accessibility – You should feel comfortable discussing your case and asking questions throughout the legal process. A responsive attorney will keep you informed.  
  • Fee structure and costs – Our firm works on a contingency fee basis; meaning we do not get paid unless you do. Our services are free unless you win.  

Navigating Insurance After a Car Accident in Orlando, FL 

Florida operates under a no-fault insurance system for car accidents. Each driver’s own insurance company is responsible for covering their medical expenses and certain other losses, up to the limits of their policy. If the at-fault party is carrying optional bodily injury or liability property damage insurance, there may be ways to recover funds from the at-fault party, but this is not guaranteed.  

At a minimum, all drivers must carry at least $10,000 in PIP (personal injury protection) and $10,000 in property damage liability (PDL). It is essential to ensure that you have adequate insurance coverage to comply with these requirements and protect yourself in the event of a minor accident. In a major accident or any accident that results in injury, death, or significant property damage, you will want to consult with an attorney.  

Florida follows a system of “pure comparative negligence” in car accident cases. This means that even if you were partially at fault for the accident, you may still be able to recover damages from the other party, proportionate to their degree of fault. However, your total compensation will be reduced by your percentage of fault for the accident.  

There is a limited window of time during which you can make a claim or sue for damages. This is known as the statute of limitations. The statute of limitations is four years from the date of the accident. It is best not to wait because time may reduce the amount of witnesses available or make it difficult to establish liability.  

Uninsured/Underinsured motorist coverage is another optional insurance. It is highly recommended, but the state of Florida does not mandate it. This coverage provides you benefits when you are in an accident by someone who does not carry insurance at all or carries the basic minimum coverage.  

Given the complexities of Florida’s car accident laws and insurance regulations, it is advisable to seek legal representation from an experienced car accident attorney. If you are in greater Orlando or surrounding towns, contact us today for a free consultation. We do not charge unless you win, so there is zero risk in having us review your case. We can help you navigate the legal process with confidence and pursue the compensation you deserve.  

Additional Reading:

Uninsured and Underinsured Motorist Coverage: Why It’s Crucial for Orlando Drivers   

Comparative Fault in Orlando, FL Car Accident Cases 

Hiring a Local Car Accident Attorney in Orlando

The Long-Term Health Effects of Car Accidents

Should I hire an attorney after a car accident in Florida?



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Case Studies

Strategic Victory in Rideshare Accident – From Severe Injuries to $500,000 Settlement

Case In Spring 2024, our client, a passenger in a ridesharing vehicle, suffered severe injuries when their car was T-boned at an intersection. Hospitalized for over a week and requiring extensive physical therapy, our client faced significant challenges right from the outset. Our legal team quickly mobilized, investigating the accident scene, gathering crucial evidence, and consulting with expert witnesses. We developed a transparent and forthright legal strategy aimed at demonstrating the clear liability and severe impact of the injuries sustained by our client. Result Our commitment to transparency and thorough preparation paid off. Negotiations with the opposing insurance company were smooth and decisive, reflecting our firm’s ability to efficiently present a compelling case that highlighted our client’s significant hardships and the clear liability of the other party involved. The case was settled for $500,000 without extensive back and forth, a testament to our firm’s capacity to investigate, articulate, and dominate in legal challenges. This case not only underscores our dedication to securing just compensation for our clients but also our relentless pursuit of justice, ensuring our clients can focus on their recovery and rehabilitation.

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